For your financial present and future
We work with you to ensure you have the resources necessary to achieve your financial goals. Whether you are looking to provide for retirement, help family members with education funding, or efficiently pass assets to loved ones, we build plans designed to achieve your wishes.
We also work directly with our clients’ other advisors, including accountants and attorneys, to help ensure alignment across tax, estate and investment planning.
Technology—and simplicity
Modern tools are useful for long-term financial planning; we use sophisticated tools that take into account historical market conditions and forward-looking factors such as inflation and the variability of market returns.
But lower-tech approaches are valuable, too. Clients often tell us our simple cash-flow-based planning model is refreshingly easy to use and understand.
In all our conversations, we aim for clarity.
Ad hoc support
Modern tools are useful for long-term financial planning; we use sophisticated tools that take into account historical market conditions and forward-looking factors such as inflation and the variability of market returns.
But lower-tech approaches are valuable, too. Clients often tell us our simple cash-flow-based planning model is refreshingly easy to use and understand.
In all our conversations, we aim for clarity.
Retirement income planning
Our team will help you identify and determine the best use of your retirement income from all sources—retirement account distributions, pensions, trusts, inheritances, part-time employment, Social Security and more.
Our work together will help you confidently decide when to claim Social Security, whether to convert traditional retirement accounts to Roth IRAs and which assets to draw down when. Our objective is that you have a clear understanding of your financial situation and can navigate life with peace of mind.
401(k) Rollovers
After departing a place of employment, it may make sense to roll over retirement-plan assets into an individually managed IRA. This approach offers additional control and, typically, consolidation with other assets.
We will conduct a cost-benefit analysis and explore with you whether a rollover is optimal in your situation and, if so, make the process easy.
